The reference banks provided by Ozone were an indispensable way for OpenWrks to build in advance of Open Banking launching. Mirroring the defined standards and proving a way for us to mock our flows enabled us to hit the ground running on Jan 13th and rapidly move into production shortly after.

Mitul Sudra, Bizfitech


Using the model bank was helpful as a source of definitive truth – if it worked with the model bank it **should** work with the ASPSP – so if issues were encountered along the way we can at least be sure our side of the implementation is correct. It also let us develop and test prior to January 13th, which meant we could move quickly thereafter.

Tobie Warburton, Flux


The reference banks were really useful in testing our integration to the OpenBanking APIs. We had a much quicker feedback loop and were able to integrate both banks into our test environment with ease.

Dave Tonge, MoneyHub